As the calendar turns toward late January 2026, a high-stakes standoff between the White House and the nation’s largest financial institutions has reached a breaking point. President Donald Trump has renewed his call for a mandatory 10% cap on credit card interest rates, setting a self-imposed deadline of January
In the shifting landscape of global finance, few institutions command as much attention as Bank of America (NYSE: BAC). As of January 16, 2026, the Charlotte-based giant finds itself at a critical juncture. While the broader banking sector grapples with the fallout of recent Federal Reserve meeting minutes and a volatile regulatory environment, Bank of [...]
As of January 13, 2026, Wells Fargo & Company (NYSE: WFC) stands at a historic crossroads. For nearly a decade, the San Francisco-based banking giant was the "problem child" of the American financial sector, shackled by a punitive Federal Reserve asset cap and a reputation tarnished by a 2016 retail sales scandal. However, the narrative [...]
Date: January 13, 2026 Introduction As of early 2026, Capital One Financial Corporation (NYSE: COF) stands at the pinnacle of the American consumer lending landscape. Following the seismic completion of its acquisition of Discover Financial Services in May 2025, the McLean, Virginia-based firm has transformed from a major credit card issuer into a vertically integrated [...]
JPM stock closed down 1.4% on Monday after Trump said he was considering a credit card interest rate cap following a surge in these rates over the past several years.
As of January 2, 2026, SoFi Technologies (NASDAQ: SOFI) finds itself at a historic crossroads. Once dismissed by Wall Street skeptics as a "cash-burning fintech experiment," the San Francisco-based digital bank has silenced detractors by delivering eight consecutive quarters of GAAP profitability. The company is now being closely monitored by institutional investors and retail traders [...]
